So this week I had take twenty four hours of continuing education to renew my California Insurance License. Included in that continuing education were eight hours on training on Long Term Care Insurance training. Here’s something I learned:
47% of people over 85 have Alzheimer’s which is not covered by health insurance.
On average they live [...]
Continue reading about Four Reasons Why So Many People Hate Long Term Care Insurance
Take a look at this illustration of the full history of the S&P 500 which is a measurement of our economy and most variable investments.
As the baby boomers have affected every industry that matched with their age you will see that the S&P 500 has gone up and up. If you look closely at the [...]
Continue reading about A Shocking Illustration That You Have Probably Not Seen
Over the years as I have talked with people about their finances a common response is “well, I already have a guy”. They are referring to their Stock Broker, Money Manager etc. I say to them “well, do you have a Plan or do you just have a ‘guy’? Who is deciding what that guy needs [...]
Continue reading about Do You Have a Plan or Do You Just Have a “Guy”?
Everyone (including Financial Advisors) needs to decide “where do I start” when trying to optimize our financial plans and strategies. I think it’s possible that we have been starting in the wrong place. Let me tell you what I mean.
The three types of assets each of us has in our lives are:
Lifestyle Assets: The money [...]
Continue reading about Maybe We Should Start Somewhere Else to Grow Your Assets Safely
